to provide your house or any other valuables as safety. There is no have to locate a guarantor either.
Merely choose exactly how much you wish to borrow and the length of time you need certainly to repay it and go from there. You need to use our loan that is short-term calculator find out just how much yours will surely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic вЂ“ a less-than-perfect credit rating will not immediately rule you down.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You’ll be able to handle your loan on line through our customer that is handy portal.
You are able to check out our FAQs or contact our team that is friendly if have actually any longer concerns.
Is really a loan that is short-term in my situation?
Any choice you create together with your money has to be the correct one for you personally. You will find occasions each time a short-term loan may not be the option that is best.
Short-term loans normally have greater repayments than long-lasting loans while you’re repaying your debts faster. This could easily suggest you will pay less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
Additionally it is maybe not a smart concept to take out a short-term loan to cover down another financial obligation. Dealing with more financial obligation might make your circumstances even even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.
Do we be eligible for a loan that is short-term?
You want to make fast and loans that are easy to as many folks as feasible. It is possible to make an application for certainly one of our loans that are short-term:
- You are over 18 years
- You reside in great britain and can provide target details
- You are presently working
- You have a legitimate email and phone number that is mobile
- You are able to offer bank account and debit card details
Your odds of being qualified depends on your position. We review every application separately to ensure we provide responsibly and provide you with a loan that works for you personally.
Exactly how much may I borrow?
You are able to submit an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.
If you’d like a greater amount вЂ“ for significant home improvements or a marriage, for instance – it is possible to make an application for a long-lasting loan all the way to ВЈ4,000.
How can short-term loan repayments work?
You can expect payment periods of three, six and nine months on our short-term loans based on exactly how much you borrow.
We will gather repayments automatically for an agreed date. This is through Direct Debit and will save the effort of recalling to create payments вЂ“ or even the worry of forgetting. You are able to talk to us about organizing a payment that is different if you would choose.
We recognize that things change. You might never be charged charges for missed or late repayments but dropping behind could impact your credit history. If you were to think you will not manage to create a payment, for reasons uknown, please get in contact as soon as possible.
Our friendly group will talk you during your options which help place a plan that is new.
What are the charges to be concerned about?
We do not charge any concealed or fees that are extra. Some loan that is short do, causing you to be with an increase of to pay for as well as less possibility of doing this. We keep things easy.
What is the interest price on a Dot Dot loan that is short-term?
Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You could see other short-term loan loan providers providing adjustable rates of interest, which means that they may be able fall and rise from every month. These suitable link can be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.
With this interest that is fixed rate you are going to always know precisely where you stay and just how much to spending plan.
Submit an application for a short-term loan with Dot Dot
Has an emergency left you in a decent spot economically? Are numerous costs mounting up at a time? Whatever your circumstances, our fast and effortless loans could function as the response.
Apply today utilizing our loan that is short-term calculator. Select exactly how much you wish to long borrow and how you would like to repay it, then check out the loan works for you personally. If it will, choose apply now to continue along with your application and fill out a couple of personal stats.
We will return to you as quickly as possible, then go after that. Simple.